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What is UM/UIM Insurance Coverage in Virginia?

UM/UIM stands for uninsured motorist or underinsured motorist insurance coverage. UM/UIM insurance is a default insurance coverage on all Virginia auto insurance policies, and it automatically matches your bodily injury and property damage liability coverages. Bodily injury and property damage coverage provide you with insurance if you cause damages to someone else. However, UM/UIM coverage provides you with insurance...

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