| Read Time: 2 minutes | Insurance

What is UM/UIM Insurance Coverage in Virginia?

UM/UIM stands for uninsured motorist or underinsured motorist insurance coverage. UM/UIM insurance is a default insurance coverage on all Virginia auto insurance policies, and it automatically matches your bodily injury and property damage liability coverages. Bodily injury and property damage coverage provide you with insurance if you cause damages to someone else. However, UM/UIM coverage provides you with insurance...

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| Read Time: 2 minutes | Collateral

What Is the Collateral Source Rule in Virginia?

The collateral source rule is important for your case. The rule allows an injured person to recover the full value of their medical expenses regardless of any insurance payments made on their behalf. The collateral source rule is long-settled in Virginia law. Here’s how the Virginia Supreme Court describes the rule: the law seems quite well settled that damages,...

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